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Ri$k Happens: Red Light, No Light

By Angela Cady, AIC – Loss Analyst, ARA Insurance

October 29, 2023

Ri$k HappensThe insured employees arrived at the busy job site to pick up the boom lift from their rental customer. The foreman had asked that the boom lift be picked up and another piece of equipment delivered. The rental store obliged. After the switch off, the rental store employees began to transport the boom lift back to the rental store. They navigated between many tight spaces among vehicles, parked equipment, and workers successfully before finally making it off the job site and back to the main road.

The rest of their drive back to the rental store seemed like a breeze after the hubbub of the site, until all of a sudden, they heard a large crash. The surprised employees wondered if someone had rear ended the boom lift. They quickly found a safe place to pull over and investigate what had happened.

It turned out that the boom had not been all the way lowered when they left the job site. In the commotion they had not noticed. This made the clearance of the unit different than what they were expecting. The boom and basket had caught a low traffic light passing through an intersection. The traffic light was shattered. The rental store owner called the claim in to her insurance provider who will handle it according to the policy language.

This item, provided by ARA Insurance, Overland Park, Kan., contains safety tips and is intended to help readers better understand and manage risk. For more safety and risk management information, customers of ARA Insurance can log on to ReSource. Access is free, so if you haven’t signed up yet, contact your agent or call 800-821-6580.